Building Upgrade Finance is a unique finance product designed to assist building owners with environmental upgrades to non-residential buildings.

Building Upgrade Finance has been enabled in New South Wales and South Australia, as well as in Victoria (better known as Environmental Upgrade Finance).

Under Building Upgrade Finance, an agreement between the building owner, finance provider and local council is entered into, where a:

– building owner seeks finance for a building upgrade
– finance provider lends finance to the building owner
– council collects repayments from the building owner and transfers them to the finance provider.

The finance structure, including local councils, provides finance providers with additional security that enables unique product benefits.

Finance Provider

Financier Finances Building Upgrade, Building owner repays via fixed quarterly payments, Council Declares a charge against the land, collects repayments and forwards on payment.

Check out our success to relate Building Upgrade Finance to your own situation and realise the significant benefits available for you.

Council declares a charge
against the land, collects
repayments and forwards
on payment*

Finances building

Repays via

Check out our success to relate Building Upgrade Finance to your own situation and realize the significant benefits available for you.

Why Upgrade?

Building Owners

Increase your assets energy efficiency and save with a unique, competitive finance solution.

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Support your landlord in implementing mutually beneficial upgrades to your workplace.

Local Councils

Lead in sustainability, attract local investment and encourage economic development.

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Service Providers

Grow your business and help shape a sustainable future for Australia.

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Rejuvenate an existing asset or restore a heritage icon with no upfront capital required.

Finance Providers

Join the movement in providing low-risk, competitive finance and build an industry network.

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Project Eligibility

To be eligible the building must be an existing, non-residential building, located in a participating council area.

Eligible works under Building Upgrade Finance are those that improve the energy, water or environmental efficiency or sustainability of a building. Heritage upgrades may also be eligible.

Typically projects funded fall into three categories:

  1. Generation of renewable energy and emissions reduction (eg: solar PV, end of trip facilities etc.)
  2. Improvement of energy and / or water efficiency (eg: efficient plant and equipment – lighting, air conditioning, boilers and lifts; rainwater tanks, water efficient fixtures and fittings etc.)
  3. Minimisation of waste (eg: waste infrastructure systems)

Sector Opportunities

Including office, retail, warehouse and aged care buildings. Reduce energy costs and resposition your asset to attract tenants.

Reposition and transform your asset to capture the rising electric vehicle market.

Including manufacturing. Cover your roof with solar PV to reduce energy costs with no upfront capital and maintain your cash flow.

Including farming and agri-business. Implement sustainable operations and solar PV to reduce energy costs and address environmental compliance.

Rejuvenate your officially declared heritage building by transforming it into an efficient work place that will attract tenants.

How could Building Upgrade Finance help your asset? Contact us with your ideas.

Discover your Potential

Building Upgrade Finance operates in New South Wales,
Victoria and South Australia.

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